13th Bipartite Settlement – Salary Prediction Tool

Scenario Controls

DA % at Merger Reference Month

Expected DA when merged into Basic (est. Jan 2027 ≈ 30–31%)

DA % at Load Base Month

DA at the load calculation base month (est. Oct 2027 ≈ 35%)

Load Factor on (Basic + DA)

12th BPS used 3%. Unions demand higher. Compare scenarios.

Special Allowance Merger

SA merged into Basic at settlement. SA% of (Basic + DA) at merger month is added before new basic construction. SA line removed from salary slip post-settlement.

Formula Used:

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Avg Basic Hike
(Scale I Min)

—

Scale III Max
New Basic

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Scale VII Max
New Basic

Predicted New Basic Pay — All Scales

Click any row to open detailed salary calculator for that scale

3% Load | No SA

Scale / Grade	Current Basic (Min)	New Basic (Min)	Gain %	Current Basic (Max)	New Basic (Max)	Gain %

My Salary Breakdown Calculator

Enter your current basic to get predicted post-13th BPS salary slip

Select Your Scale

Your Current Basic Pay (₹)

Post-Settlement DA % (Initial)

Location (for HRA)

Pension Scheme

NPS Employee Contribution

Visual Comparison — Current vs Predicted Basic

Max Basic Pay across all scales. Bar chart updates with your scenario settings.

Current Basic (12th BPS)

Predicted (Without SA Merger)

Predicted (With SA Merger)

⚠ Important Disclaimer: This tool is designed purely for educational and awareness purposes by InsightfulDhull. The 13th Bipartite Settlement is yet to be concluded. All figures are projections based on the 12th BPS formula and publicly available IBA documents. Actual settlement terms may differ. This is NOT official IBA or Bank communication.